Wholesalers Restaurants Non-Profit Alarm & Security

Programs for Non-Profit Organizations

Coverages available for Non-Profits and Human Service Organizations include, but are not limited to:

Property	Pastoral Professional
Equipment Breakdown	Abuse & Molestation
General Liability	Boys and Girls Club Liability
Employee Benefits	Educators Professional Liability
Automobile Volunteer	Protection
Inland Marine	Special Events/Liquor
Crime/Fidelity	Directors & Officers
Umbrella	Workers Compensation
Professional Liability	Employment Practices Liability

Property & Liability Package Policy:

Insurer: Great American Insurance Company Non-Profit Program.

A.M. Best's Rating: A:XIV

Additional Property coverage automatically included under the "Social Service Agency Broadening Endorsement":

1. $15,000 on property in transit or at other locations temporarily.
2. $25,000 Valuable Papers coverage.
3. $10,000 Money and securities coverage ($5,000 off premises).
4. $10,000 on computer equipment, software and media at each premises.
5. $25,000 Extra Expense to enable you to resume activities as quickly as possible, or at another location, if necessary.
6. $10,000 on personal effects of employees and volunteers - $2,500 per person.
7. $5,000 Arson Reward coverage.

Business Liability: $1,000,000 per occurrence / $2,000,000 annual aggregate liability coverage, including products and completed operations, personal injury, blanket contractual, host liquor liability, independent contractors coverage, hired and non-owned auto, and $10,000 premises medical coverage. Defense costs are in addition to the policy limits. No deductible.

Additional Liability coverage automatically included:

1. Volunteers and members of your Governing Board are additional insureds.
2. Your funding sources are additional insureds.
3. Your building lessor is an additional insured.
4. "Bodily Injury" and "Personal Injury" are broadened to cover mental anguish and humiliation.
5. $300,000 Fire Damage Liability on buildings and personal property of others in your control.